diff --git a/README.md b/README.md
index 24aed6c..56baf5e 100644
--- a/README.md
+++ b/README.md
@@ -249,7 +249,7 @@ Add listener for data updates.
 ### `listen(self)`
 Listen to the telemetry stream.
 
-### `listen_Credits(callback: Callable[[dict[str, str | int]], None]) -> Callable[[], None]`
+### `listen_Credits(callback: Callable[[CreditsEvent], None]) -> Callable[[], None]`
 Add listener for credit events.
 
 ### `listen_Balance(callback: Callable[[int], None]) -> Callable[[], None]`
diff --git a/teslemetry_stream/const.py b/teslemetry_stream/const.py
index 2a01dd2..ea3f1f8 100644
--- a/teslemetry_stream/const.py
+++ b/teslemetry_stream/const.py
@@ -423,6 +423,33 @@ def from_dict(cls, data: dict[str, float | None]) -> EnergyHistoryTotals:
         return cls(**{field: data.get(field) for field in cls.__dataclass_fields__})
 
 
+@dataclass
+class CreditsEvent:
+    """A credits accounting event.
+
+    `quota` is carried through as the server sends it rather than typed
+    field-by-field - every observed payload has shipped it empty, so there
+    is no evidence yet of what it contains when populated.
+    """
+
+    type: str
+    cost: int
+    name: str
+    balance: int
+    quota: dict[str, Any]
+
+    @classmethod
+    def from_dict(cls, data: dict[str, Any]) -> CreditsEvent:
+        """Build from the event's `credits` dict."""
+        return cls(
+            type=data["type"],
+            cost=data["cost"],
+            name=data["name"],
+            balance=data["balance"],
+            quota=data.get("quota", {}),
+        )
+
+
 @dataclass
 class TeslaLocation:
     """Location data"""
diff --git a/teslemetry_stream/stream.py b/teslemetry_stream/stream.py
index 021f34f..a067dca 100644
--- a/teslemetry_stream/stream.py
+++ b/teslemetry_stream/stream.py
@@ -9,6 +9,7 @@
 
 import aiohttp
 
+from .const import CreditsEvent
 from .energysite import TeslemetryStreamEnergySite
 from .exception import TeslemetryStreamEnded
 from .vehicle import TeslemetryStreamVehicle
@@ -462,7 +463,7 @@ async def listen(self) -> None:
         LOGGER.debug("Listen has finished")
 
     def listen_Credits(
-        self, callback: Callable[[dict[str, str | int]], None]
+        self, callback: Callable[[CreditsEvent], None]
     ) -> Callable[[], None]:
         """
         Listen for credits update.
@@ -471,7 +472,7 @@ def listen_Credits(
         :return: Function to remove the listener.
         """
         return self.async_add_listener(
-            lambda x: callback(x["credits"]), {"credits": None}
+            lambda x: callback(CreditsEvent.from_dict(x["credits"])), {"credits": None}
         )
 
     def listen_Balance(self, callback: Callable[[int], None]) -> Callable[[], None]: