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Architecting high-throughput financial systems⁠
⚙️
Architecting high-throughput financial systems⁠
  • Early-stage Fintech
  • ⁠Stilwell, OK, US.
  • 22:39 (UTC -05:00)

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DeborahPanzer/README.md

Hi there, I'm Deborah Panzer 👋

Tech Lead & Payment Systems Architect

Specializing in high-availability billing rails, idempotent transaction pipelines, and resilient distributed financial infrastructure.

GitHub Sponsors License: Apache 2.0 Focus: FinTech & Distributed Systems


🏛️ Enterprise FinTech Infrastructure Suite

I architect and maintain modular, production-grade financial abstractions engineered to eliminate double-charging, guarantee ACID consistency, enforce strict Address Verification Systems (AVS), and orchestrate complex settlement lifecycles at scale:

  • 💳 checkout-core — High-reliability transactional payment processing engine with ACID compliance, AVS postal/street risk validation, ISO-3166 region mapping, and cryptographic idempotency.
  • 💸 payout-engine — Automated disbursement and batch settlement gateway built for Go runtime environments, featuring distributed retry queues, multi-phase commit (2PC), and scheduled rolling reserves.
  • 🛡️ refund-guard — Idempotent dispute and chargeback management middleware supporting real-time webhook state synchronization, SHA-256 cryptographic audit ledgers, and automated balance protection.

⚙️ Core Architecture & Tech Stack

  • Languages & Runtimes: TypeScript, Node.js, Go (Golang), SQL, Modern JavaScript (ESNext).
  • Distributed Systems & State: PostgreSQL (Serializable/Repeatable Read ACID Isolation), Redis Enterprise (Distributed Locking & BullMQ Clusters), Kafka/RabbitMQ Event Streams.
  • Payment Gateways & Compliance: Stripe API (PaymentIntents & Connect), Adyen Webhooks, PCI-DSS Scope Reduction Architecture, AVS & Fraud Mitigation Policies, ISO-4217 Currency Standards.
  • Reliability & Observability: OpenTelemetry Tracing, Structured JSON Logging (Pino/Winston), Automated Integration Test Sandboxes, CI/CD Pipeline Hardening.

💖 Support Open-Source FinTech Tooling

Building financial-grade infrastructure requires rigorous edge-case testing, continuous vulnerability audits, and automated integration testing against complex payment gateway sandboxes.

Your sponsorship directly fuels:

  • 🛠️ Maintenance of production-ready, zero-dependency modules for modern e-commerce architectures.
  • 🔒 Zero-day security patching, strict dependency auditing, and compliance research.
  • ⚡ Continuous integration environments and robust mock webhook test suites.

👉 Become a GitHub Sponsor to support ongoing open-source maintenance


Designed with precision for resilient, fault-tolerant financial systems. 🚀

Pinned Loading

  1. checkout-core checkout-core Public

    High-reliability transactional payment processing engine with ACID compliance, Address Verification System (AVS), ISO-3166 normalization, and cryptographic idempotency.

    TypeScript 2

  2. payout-engine payout-engine Public

    Automated disbursement and payout gateway engine with scheduled batch settlements, two-phase commit, and distributed retry queues.

    Go 2

  3. refund-guard refund-guard Public

    Idempotent refund and chargeback management middleware with audit logging, dispute state synchronization, and automated ledger reconciliation.

    TypeScript 2