[itz4blitz]

Summary

• A signed-out account keeps its cache on disk and the window shows none of it: inbox, the open thread, search, and home lists.
• A release of chatd refuses to compile without TINYCLIENT_TELEGRAM_API_ID and TINYCLIENT_TELEGRAM_API_HASH. Debug and test builds can still omit them. bundle.sh --no-build still packs binaries CI already compiled.

Test plan

• cargo test -p chatd --lib the_inbox_leaves_out_an_account_that_is_signed_out
• cargo build --release -p chatd without the Telegram env vars fails
• CI package job builds the release with the repo secrets
• Tag v0.2.8 so Check for Updates can replace 0.2.7

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